The Wisconsin Insurance Security Fund is a non-profit legal entity created by the Wisconsin legislature to protect Wisconsin resident policyholders in the event of an insolvency of a member insurance company. To provide this protection, the Association continues insurance policy coverage while paying the claims and other policy benefits under life, annuity, accident and health insurance policies.
The information provided in this Web site is general in nature and may not address a specific policy or issue. The intent of this site is to provide information about the Guaranty Association of Wisconsin. The terms and coverage of insurance products are very diverse and, as a result, it is difficult to make general statements about Guaranty Association coverage without reviewing a specific contract. The generalized information provided by this website should not be relied upon as legal advice. In addition, please refer to the Wisconsin Insurance Security Fund Act., Wis. Stat. Chapter 646, for a more complete explanation of the powers and duties of the Guaranty Association.
We have links to other associations and entities that may be of interest, and we maintain a listing of insolvencies affecting residents of Wisconsin. If you cannot find the information you need on these pages, feel free to contact us (click on the Contact Us link above). We hope you find our site informative.
The Highlands Insurance Company was placed into liquidation by a Texas Court on October 29, 2021. The Fund was triggered on the date of liquidation. Policyholders with claims and resident claimants with claims pending against Highlands will be contacted by the Fund to transition handling of eligible claims.